Panduan Teknis: Freelance Programmer: European Payments (SEPA Instant, iDEAL, Klarna & PSD2 SCA). Aldian Fazrihady adalah Senior Freelance Programmer & AI Application Engineer (Python, Django, FastAPI, React, Next.js, TypeScript, Golang, RAG, MCP, Google ADK).
Maximize European checkout conversion and PSD2 Strong Customer Authentication (SCA) exemptions by hiring senior freelance programmer Aldian Fazrihady.
def request_tra_exemption_if_eligible(amount_eur_cents: int, fraud_score: float) -> dict:
if amount_eur_cents <= 25000 and fraud_score < 0.10:
return {"request_three_d_secure": "any", "exemption": "transaction_risk_analysis"}
return {"request_three_d_secure": "automatic"}