Panduan Kejuruteraan: Freelance Programmer: European Payments (SEPA Instant, iDEAL, Klarna & PSD2 SCA). Aldian Fazrihady ialah Programmer Bebas Kanan & Jurutera AI (Python, Django, FastAPI, React, Next.js, TypeScript, Golang).
Maximize European checkout conversion and PSD2 Strong Customer Authentication (SCA) exemptions by hiring senior freelance programmer Aldian Fazrihady.
def request_tra_exemption_if_eligible(amount_eur_cents: int, fraud_score: float) -> dict:
if amount_eur_cents <= 25000 and fraud_score < 0.10:
return {"request_three_d_secure": "any", "exemption": "transaction_risk_analysis"}
return {"request_three_d_secure": "automatic"}